Avoid the Hassle of the Tassle Student Loan Payoff Made Easy

Don’t let student loan repayment ruin your financial goals — MyEarnUp helps you effortlessly find a better deal or create a custom payoff plan that aligns with your budget, empowering you to pursue your dreams without compromise.

College graduates and student loan debt

Let's Start Your Student Loan Repayment Journey...

Find your path to student loan freedom. How would you like to start?

Say Goodbye to Student Debt Stress in 3 Steps!​

Student loan repayment doesn’t need to complicate your finances with MyEarnUp. We make tackling student loans as easy as 1-2-3!

  1. Sign-Up & add as many student loans as you like – you can also add auto loans, personal loans,  mortgages, & credit cards! It doesn’t matter if they are from different lenders.
  2. Select your custom payoff plan. We offer several flexible payoff options that break your monthly payments to more manageable withdrawals, including weekly, bi-weekly, and more.
  3. Sit back and let MyEarnUp do the work. Throughout the month, we withdraw portions of your total payment(s). Then, on the due date we make the entire payment on your behalf.*
Illustration of biweekly acceleration

Autopay Just Can't Compete

Your student loan servicer may offer autopay, but MyEarnUp goes above and beyond to simplify your budget, making it easy to manage all your debt from one platform, and personalizing your student loan repayment.

MyEarnUp’s tailored approach helps you use every payment to maximize savings and accelerate your journey to debt freedom – offering a level of customization and efficiency that traditional autopay services can’t match.

Slash Student Loan Costs!

See If You Can Lower Your Interest Rate or Find a More Manageable Payment

MyEarnUp’s PayItOff feature can help you see if you qualify for a loan with a lower interest rate or a more manageable payment plan, potentially saving you thousands of dollars in the long run — all you need is your name, phone number, and birth date! 

Woman with jar of cash for student loan debt
Aleady Have Your Info?

Custom MyEarnUp Plans:
Crush Loans & Help Save Interest!

You don’t have to choose between an education and financial goals. We help  you payoff your student loan debt on terms that work with your monthly budget!

Paying your loans off with bi-weekly withdrawals could get you to your financial goals faster!

House and statistic in circle: If paid over entire 20-year loan term, interest fees could drive the total as high as the cost of a home

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¹ This is a limited-time offer expiring April 30, 2024. This offer has no cash value. Offer is subject to change without notice.

² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

³ In some circumstances, loans may require that outstanding items, such as escrow (for property taxes and insurance), late fees, or past-due payments, must be paid before funds can be applied to principal. These are determined based on the terms of your specific loan and are applied by your loan servicer.

Testimonials are individual experiences and results vary.

♦  Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment.  Price is subject to change without warning.

*Money transmission services provided by EarnUp partner financial institutions. The applicable EarnUp partner financial institution is the only entity authorized to initiate or execute payments and transfers on your behalf. At no time will EarnUp receive, control, or hold your funds.

**NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.