Founded on a mission that remains to this day

Our founders built EarnUp because they saw financial worries take a toll on their parents. 

EarnUp is a consumer-first payment platform.

It was designed it to help achieve a goal to provide people with financial tools to easily manage money and improve financial well being.

We can build a financial system that works for everyone​​

According to the Consumer Financial Protection Bureau (CFPB), in 2020 credit card issuers charged $12 billion in late fees.  We’d like to see that number plummet to zero.

EarnUp is an award-winning consumer-first financial technology platform that intelligently automates loan payment scheduling.

The EarnUp payments platform makes it easy for people to stay on track with loan payments through its patented technology, and predictive analytics. EarnUp manages >$10 billion in loans and has helped more than 3 million people across the U.S. outsmart their loan debt.

EarnUp is backed by prominent investors, including Bain Capital Ventures, and has received numerous awards, including the HousingWire 2023 Tech100 Mortgage Winners, Forbes Fintech 50, CNBC Upstart 100, and Citi Open Innovation Challenge. 

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Our founders

Nadim Homsany headshot

Nadim Homsany
Co-Founder & CEO

Matthew Cooper headshot

Matthew Cooper
Co-Founder & President