High Mortgage Rates? Keep Calm and Save on Interest!

Say goodbye to homeownership stress & cut down on interest payments without a refi! With MyEarnUp, you can enjoy the ease of flexible payment options and a simpler path to a mortgage-free life.

Register today, and we will waive the $15 Monthly Fee for your first 3 months! Thereafter, you pay just $15 per month.¹ 

How MyEarnUp Beats Traditional Autopay!

Our mortgage payoff tool isn’t just about paying on time like autopay – it’s about making your mortgage work with your budget, syncing up with your paydays and financial plan, and saving you interest along the way.

Here’s how it works:

  1. Add your mortgage to the MyEarnUp Platform.
  2. Select your pay off plan.  
  3. Sit back and let MyEarnUp do the work. Following your custom pay off plan we will withdrawal a portion of your mortgage payment. Then, on the payment due date, we make the entire payment on your behalf.*
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A Smarter Way to Manage Your Mortgage & Budget!

MyEarnUp simplifies debt management. Whether it’s a Personal Loan, Student Loan, Mortgage, or other debt, you can manage it all from one easy-to-use platform – without the need for a consolidation loan. 

By budgeting all your payments together, you can take control of your finances and accelerate your journey towards financial freedom.²

How to Outsmart Your Mortgage & Interest Rate!

Use any combo of the two options below to fast track your mortgage payoff and save in interest fees.²

² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

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Opt in for Acceleration
Use the extra weeks in the year
to pay extra money toward your debt³

Option 1: 52 weekly withdrawals equal to 1/4 of your monthly payment = the equivalent of one additional payment each year!

Option 2: 26 bi-weekly withdrawals equal to 1/2 of your monthly payment = the equivalent of one additional payment.

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Increase Debit Amounts
On demand update to individual debits

Increase your withdrawal amount one time, every time, or every now & then – the choice is yours. 

You can use the extra to pay toward your credit card debt, which lowers your overall balance, fast tracks payoff, and saves in interest fees.²

² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

One Extra Payment Makes a Huge Difference

When you choose an Acceleration program, your withdrawal adds up to one additional payment each year. Use the extra money to pay toward principal.³

 

³ In some circumstances, loans may require that outstanding items, such as escrow (for property taxes and insurance), late fees, or past-due payments, must be paid before funds can be applied to principal. These are determined based on the terms of your specific loan and are applied by your loan servicer.

How EarnUp Works on laptop

Automate Your Mortgage Payments for $15/mo⁴

  • Don’t stress about missed payments 
  • Pay off mortgage sooner 
  • Save money on interest payments

Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.

Check Google or BBB for feedback⁵

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Disclosures

¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change without notice.

² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

³ In some circumstances, loans may require that outstanding items, such as escrow (for property taxes and insurance), late fees, or past-due payments, must be paid before funds can be applied to principal. These are determined based on the terms of your specific loan and are applied by your loan servicer.

⁴ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
⁵ Testimonials are individual experiences and results vary.

*Money transmission services provided by EarnUp partner financial institutions. The applicable EarnUp partner financial institution is the only entity authorized to initiate or execute payments and transfers on your behalf. At no time will EarnUp receive, control, or hold your funds.

**NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.