Say goodbye to credit card debt stress without taking on additional loans or adding another credit card to your wallet. With MyEarnUp, you can enjoy the ease of flexible payment options and a simpler path to debt freedom.
Register today, and we will waive the $15 Monthly Fee for your first 3 months! Thereafter, you pay just $15 per month.¹
Now it’s ridiculously easy to manage all your debt repayment from one place and pay down debt on your schedule.
Here’s how it works:
Please complete the form below to claim your spot in our special credit card pay off program and start your MyEarnUp journey to ditch credit card debt! Enroll today, and we will waive the $15 monthly fee for your first 3 months! Thereafter, you pay just $15 per month.¹
¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change without notice.
MyEarnUp simplifies debt management by allowing you to consolidate all your loans without taking out a consolidation loan!
Whether it’s a Personal Loan, Student Loan, Mortgage, or other debt, you can manage it all from one easy-to-use platform. Once you choose your preferred repayment schedule, MyEarnUp will help ensure the right amount is paid for each loan and effectively budget your way to a debt-free future.
By budgeting all your payments together, you can take control of your finances and accelerate your journey towards financial freedom.²
Use any combo of the two options below to fast track your credit card payoff and save in interest fees.²
² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
Option 1: 52 weekly withdrawals equal to 1/4 of your monthly payment = the equivalent of one additional payment each year!
Option 2: 26 bi-weekly withdrawals equal to 1/2 of your monthly payment = the equivalent of one additional payment.
Increase your withdrawal amount one time, every time, or every now & then – the choice is yours.
You can use the extra to pay toward your credit card debt, which lowers your overall balance, fast tracks payoff, and saves in interest fees.²
² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
When you choose an Acceleration program, your withdrawal amounts to one additional payment each year. Use the extra money to pay toward principal.³
³ In some circumstances, loans may require that outstanding items, such as escrow (for property taxes and insurance), late fees, or past-due payments, must be paid before funds can be applied to principal. These are determined based on the terms of your specific loan and are applied by your loan servicer.
Use this calculator to estimate interest savings and credit card payoff acceleration when using a bi-weekly schedule. Your actual savings will differ.*
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.**
$1,038
$245,571
27 years 9 month
| Month | Monthly Payment | Principal | Interest | Ending Principal |
|---|---|---|---|---|
| 0 | - | - | - | $100,000 |
| 1 | $1,038 | $38 | $1,000 | $99,962 |
| 2 | $1,038 | $38 | $1,000 | $99,924 |
| 3 | $1,038 | $39 | $999 | $99,886 |
| 4 | $1,038 | $39 | $999 | $99,847 |
| 5 | $1,038 | $39 | $998 | $99,807 |
¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change without notice.
Please complete the form below to claim your spot in our special credit card pay off program and start your MyEarnUp journey to ditch credit card debt! Enroll today, and we will waive the $15 Monthly Fee for your first 3 months! Thereafter, you pay just $15 per month.¹
Disclosures
¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change without notice.
² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
³ In some circumstances, loans may require that outstanding items, such as escrow (for property taxes and insurance), late fees, or past-due payments, must be paid before funds can be applied to principal. These are determined based on the terms of your specific loan and are applied by your loan servicer.
⁴ Testimonials are individual experiences and results vary.
♦ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
*Money transmission services provided by EarnUp partner financial institutions. The applicable EarnUp partner financial institution is the only entity authorized to initiate or execute payments and transfers on your behalf. At no time will EarnUp receive, control, or hold your funds.
**NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.
EarnUp Inc.
2370 Market St Ste 203
San Francisco, CA 94114-1521 USA
800-209-9700
© EarnUp 2024 All Rights Reserved
PayItOff is a feature of MyEarnUp that allows you to locate your loans. Please complete the form below to access our student loan tool and receive comprehensive information regarding your student loan account and savings opportunities.
Pay it Forward, Keep it a No Cost Feature!
We rely on voluntary payments from our users to continue offering our loan location service at no cost. After you find your loans, we will contact you with information on how you can make a voluntary payment to pay it forward.