Budgeting Automation: Pay it Down & Save it Up
Join 3 million+ people who have used MyEarnUp to crush debt, grow savings, and cut interest fees!♦
Join the EarnUp Community Today & Get Your Special Offer!
We will waive the $15 Monthly Fee for your first three months. Thereafter, you pay just $15 per month.* No matter how many loans you add – auto, mortgage, student loans, and more – your monthly fee stays the same!
*This is a limited-time offer. This offer has no cash value. Offer is subject to change without notice.
How MyEarnUp Works!
- Sign-Up & add as many loans as you like – including, student, auto, personal, mortgage, & even credit cards! It doesn’t matter if they are from different lenders.
- Select your custom payoff plan. We offer several flexible payoff options that break your monthly payments to more manageable withdrawals, including weekly, bi-weekly, and more.
- Sit back and let MyEarnUp do the work. Throughout the month, we withdraw portions of your total payment(s). Then, on the due date we make the entire payment on your behalf.*
DIY budgeting apps can't compete
MyEarnUp simplifies your budget, making it easy to manage all your debt from one platform.
Our automated debt payoff tool aligns your repayment to your schedule and budget – without new loan or balances transfers.¹
Low, flat monthly program fee.
Unlimited platform use.
Say Goodbye to Credit Card Debt Stress
without taking on additional loans or adding another credit card to your wallet!
With MyEarnUp, you can enjoy the ease of flexible credit card payment options and a simpler path to debt freedom.
Concerned about Student Loan payments?
We can help you put those student loan payments on autopilot, and save thousands in interest.¹
Debt doesn't have to rule your life
Outsmart your debt by syncing your repayment with your paydays — whether weekly, bi-weekly, or monthly — helping to fast-tracking your payoff and cutting down on interest.¹
And, you can simplify the whole shebang with our ‘set & forget’ auto withdrawal schedule which makes it easy to stay on top of your financial commitments.♦
Savings Calculator
Use this calculator to estimate interest savings and loan payoff acceleration when using a bi-weekly schedule. Your actual savings will differ.*
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.**
Getting started is easy
No long term commitment. No strings attached.
Enroll
Takes ~5 Minutes
(have info ready)
Add Debt
Credit Card, Mortgage, Auto, Student,
or Personal Loans ok!
Link Bank Account
Connection Secured
by Plaid
Set Schedule
Sync to Payday or
Other Schedule
Are You Using the Power of 13 to Accelerate Debt Payoff?
When you add optional Acceleration to your custom withdrawal schedule, you can pay off your loan faster and pay less in interest.¹
Check Google or BBB for feedback²
Insights, news & more
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Calculate student loan payoff and create a personalized plan to tackle your debt with our expert strategies and calculators. Start saving now!
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Create a Plan to Pay Off Debt Fast and Get Ahead
Break free from debt with a personalized plan to pay off debt and achieve financial freedom.
Effective Strategies to Pay Off Credit Card Debt Fast
Discover expert-approved strategies to pay off credit card debt quickly and easily, and get back on track with your finances today!
Calculate Student Loan Payoff: Strategies and Calculators
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Disclosures
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
² Testimonials are individual experiences and results vary.
♦ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
*This analysis is an estimate only. This illustrative example demonstrates the reduction in mortgage payments and the interest saved by opting into biweekly accelerated payments. Interest and loan term reduction are net of EarnUp’s Program fees and are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
This illustration has been simplified by 1) assuming a standard escrow value and 2) no change in the current monthly payment.
** Money transmission services provided by EarnUp partner financial institutions. The applicable EarnUp partner financial institution is the only entity authorized to initiate or execute payments and transfers on your behalf. At no time will EarnUp receive, control, or hold your funds.
***NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.
