Budgeting Automation: Pay it Down & Save it Up

Join 3 million+ people who have used MyEarnUp to crush debt, grow savings, and cut interest fees!♦

Loan Repayment Platform on Laptop

DIY budgeting apps can't compete

MyEarnUp simplifies your budget, making it easy to manage all your debt from one platform.

Our automated debt payoff tool aligns your repayment to your schedule and budget – without new loan or balances transfers.¹

Low, flat monthly program fee.
Unlimited platform use.

Where Do You Rank? Take the Quiz!

In 30 seconds you can understand where you rank in 8 areas of financial health. Plus, you’ll get actionable advice on which areas will get you to your goals faster.

It’s confidential, and it’s free. 

By taking this quiz, I agree to the privacy policy and terms of use and agree EarnUp may contact me for marketing purposes.

Say Goodbye to Credit Card Debt Stress

without taking on additional loans or adding another credit card to your wallet! 

With MyEarnUp, you can enjoy the ease of flexible credit card payment options and a simpler path to debt freedom. 

Concerned about Student Loan payments?

We can help you put those student loan payments on autopilot, and save thousands in interest.¹

Debt doesn't have to rule your life

Outsmart your debt by syncing your repayment with your paydays — whether weekly, bi-weekly, or monthly — helping to fast-tracking your payoff and cutting down on interest.¹

And, you can simplify the whole shebang with our ‘set & forget’ auto withdrawal schedule which makes it easy to stay on top of your financial commitments.♦

Savings Calculator

Use this calculator to estimate interest savings and loan payoff acceleration when using a bi-weekly schedule. Your actual savings will differ.* 

Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.**

Getting started is easy

No long term commitment.  No strings attached. 

Enroll

Takes ~5 Minutes
(have info ready)

Add Debt

Credit Card, Mortgage, Auto, Student,
or Personal Loans ok!

Link Bank Account

Connection Secured
by Plaid

Set Schedule

Sync to Payday or
Other Schedule

Are You Using the Power of 13 to Accelerate Debt Payoff?

When you add optional Acceleration to your custom withdrawal schedule, you can pay off your loan faster and pay less in interest.¹

Check Google or BBB for feedback²

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Disclosures

¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

² Testimonials are individual experiences and results vary.

♦  Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment.  Price is subject to change without warning.

*This analysis is an estimate only. This illustrative example demonstrates the reduction in mortgage payments and the interest saved by opting into biweekly accelerated payments. Interest and loan term reduction are net of EarnUp’s Program fees and are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
This illustration has been simplified by 1) assuming a standard escrow value and 2) no change in the current monthly payment.

** Money transmission services provided by EarnUp partner financial institutions. The applicable EarnUp partner financial institution is the only entity authorized to initiate or execute payments and transfers on your behalf. At no time will EarnUp receive, control, or hold your funds.

***NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.