Navigate the car-buying process with ease! Learn "How Much Car Can I Afford?" with our guide on budgeting, loan terms, and reducing insurance costs.
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You Don't Need a Loan You Need a Smart Game Plan
Join the 3M+ users who have used MyEarnUp to dig out of debt, minimize interest fees, and automate smarter budgeting!
DIY budgeting apps can't compete
MyEarnUp simplifies your budget, making it easy to manage all your debt from one platform.
Our automated debt payoff tool aligns your repayment to your schedule and budget – without new loan or balances transfers.
Concerned about Student Loan payments?
We can help you put those student loan payments on autopilot, and save thousands in interest.¹
Debt doesn't have to rule your life
Outsmart your debt by syncing your repayment with your paydays — whether weekly, bi-weekly, or monthly — helping to fast-tracking your payoff and cutting down on interest.
And, you can simplify the whole shebang with our ‘set & forget’ auto withdrawal schedule which makes it easy to stay on top of your financial commitments.♦
Savings Calculator
Use this calculator to estimate interest savings and loan payoff acceleration when using a bi-weekly schedule. Your actual savings will differ.*
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.**
Getting started is easy
No long term commitment. No strings attached.
Enroll
Takes ~5 Minutes
(have info ready)
Add Debt
Credit Card, Mortgage, Auto, Student,
or Personal Loans ok!
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Set Schedule
Sync to Payday or
Other Schedule
Are You Using the Power of 13 to Accelerate Debt Payoff?
When you add optional Acceleration to your custom withdrawal schedule, you can pay off your loan faster and pay less in interest.¹
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Disclosures
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
² Testimonials are individual experiences and results vary.
♦ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
*This analysis is an estimate only. This illustrative example demonstrates the reduction in mortgage payments and the interest saved by opting into biweekly accelerated payments. Interest and loan term reduction are net of EarnUp’s Program fees and are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
This illustration has been simplified by 1) assuming a standard escrow value and 2) no change in the current monthly payment.
** Money transmission services provided by EarnUp partner financial institutions. The applicable EarnUp partner financial institution is the only entity authorized to initiate or execute payments and transfers on your behalf. At no time will EarnUp receive, control, or hold your funds.
***NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.
