EarnUp Inc., a financial wellness fintech company, proudly celebrates ten years in business after tremendous growth and demand as more companies and financial institutions prioritize financial wellness.
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Outsmart Your Loans!
Whether you want to dig out of debt, minimize interest fees, or automate smarter budgeting, our automated loan payoff tool can guide you to the financial future you want.
DIY budgeting apps can't compete
Our automated loan payoff tool custom tailors a plan just for you, then puts your loan payments on autopilot.
And, EarnUp offers a Payday to Payday® option for the ultimate flexibility. And, it’s all just $10 per month.♦
Concerned about Student Loan payments?
We can help you put those student loan payments on autopilot, and save thousands in interest.¹
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan.
The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
Loan debt doesn't have
to rule your life
Join the >3 million people that have used EarnUp to outsmart the loan payments for their mortgage, auto, student, and personal loans.
You can “set & forget” an auto debit schedule, and we handle the rest.♦
Savings Calculator
Use this calculator to estimate interest savings and loan payoff acceleration when using a bi-weekly schedule. Your actual savings will differ.
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.*
Getting started is easy
No long term commitment. No strings attached.
Enroll
Takes ~5 Minutes
(have info ready)
Add Loans
Mortgage, Auto, Student,
or Personal Loans ok!
Link Bank Account
Connection Secured
by Plaid
Set Schedule
Sync to Payday or
Other Schedule
Outsmart loan debt: Accelerate loan payoff
When you add optional Acceleration to your custom debit schedule, you can pay off your loan faster and pay less in interest.¹
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
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Insights, news & more
What's New?
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EarnUp Celebrates Ten Year Anniversary Amid Increased Demand For Financial Wellness FinTech That Enables Debt & Mortgage Payment Automation
September 21, 2023
EarnUp Inc., a financial wellness fintech company, proudly celebrates ten years in business after tremendous growth and demand as more companies and financial institutions prioritize financial wellness.
Quick and Easy Ways to Pay Off Your Car Loan
September 20, 2023
Learn effective strategies to pay off your car loan early, save on interest, and boost your credit score. Start your journey towards financial freedom today!
Understanding the Medical Debt Burden in the United States
September 17, 2023
Discover the challenges of medical debt burden in the United States, its effects on credit health, and ways to navigate this financial issue.
Biweekly Payments: A Smart Mortgage & Loan Strategy
September 10, 2023
Unlock financial freedom with biweekly payments. Learn how this strategy can save you thousands on your mortgage and build equity faster!
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Disclosures
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
² Testimonials are individual experiences and results vary.
♦ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
