Rejoin MyEarnUp today and we will waive the $15 Monthly Fee for your first six months. Thereafter, you pay just $15 per month.* No matter how many loans you add – auto, mortgage, student loans, and more – your monthly fee stays the same!
AND, if you re-enroll by March 29, 2024, we will send you a $25 gift card!**
*This is a limited-time offer. This offer has no cash value. Offer is subject to change without notice.
MyEarnUp simplifies your budget, making it easy to manage all your debt from one platform.
Our automated debt payoff tool aligns your repayment to your schedule and budget – without new loans or balance transfers.
We can help you put those student loan payments on autopilot and save thousands in interest.¹
Outsmart your debt by syncing your repayment with your paydays — whether weekly, bi-weekly, or monthly — helping to fast-track your payoff and cut down on interest.
And you can simplify the whole shebang with our ‘set & forget’ auto withdrawal schedule, which makes it easy to stay on top of your financial commitments.♦
Use this calculator to estimate interest savings and loan payoff acceleration when using a bi-weekly schedule. Your actual savings will differ.
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.*
No long-term commitment. No strings attached.
Enroll
Takes ~5 Minutes
(have info ready)
Add Loans
Mortgage, Auto, Student,
or Personal Loans ok!
Link Bank Account
Connection Secured
by Plaid
Set Schedule
Sync to Payday or
Other Schedule
When you add optional Acceleration to your custom withdrawal schedule, you can pay off your loan faster and pay less in interest.¹
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
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Learn how to start paying student loans after college. Understand grace periods, repayment plans, and strategies to manage your student loan debt effectively. Explore options like income-driven repayment and loan forgiveness programs as you prepare to start paying student loans.
Discover the far-reaching impact of paying off debt on your finances, mental health, relationships, and career opportunities. Learn how to transform your life.
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Disclosures
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
² Testimonials are individual experiences and results vary.
♦ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
*This is a limited-time offer. This offer has no cash value. Offer is subject to change without notice.
** This is a limited time Gift Card offer. This offer has no cash value and is subject to change or cancellation with notice. (This offer and receipt of a Gift Card is subject to EarnUp privacy policy and terms and conditions. Gift cards will be issued upon the first debit of your account and will be sent to the email you used during enrollment; provided you submit your signed authorization form no later than March 29, 2024.
EarnUp Inc.
2370 Market St Ste 203
San Francisco, CA 94114-1521 USA
800-209-9700
© EarnUp 2025 All Rights Reserved
PayItOff is a feature of MyEarnUp that allows you to locate your loans. Please complete the form below to access our student loan tool and receive comprehensive information regarding your student loan account and savings opportunities.
Pay it Forward, Keep it a No Cost Feature!
We rely on voluntary payments from our users to continue offering our loan location service at no cost. After you find your loans, we will contact you with information on how you can make a voluntary payment to pay it forward.