Struggling with debt? Learn how to pay off debt without a loan! Explore budgeting, credit negotiation, smart financial moves and strategies in our latest blog post!
Outsmart Your Loans!
Whether you want to dig out of debt, minimize interest fees, or automate smarter budgeting, our automated loan payoff tool can guide you to the financial future you want.
DIY budgeting apps can't compete
Our automated loan payoff tool custom tailors a plan just for you, then puts your loan payments on autopilot.
And, EarnUp offers a Payday to Payday® option for the ultimate flexibility. And, it’s all just $10 per month.♦
Concerned about Student Loan payments?
We can help you put those student loan payments on autopilot, and save thousands in interest.¹
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan.
The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
We make it possible
to get out of debt faster
EarnUp was founded with the mission to make it ridiculously easy to get out of debt.
Loan debt doesn't have
to rule your life
Join the >3 million people that have used EarnUp to outsmart the loan payments for their mortgage, auto, student, and personal loans.
You can “set & forget” an auto debit schedule, and we handle the rest.♦
Outsmart loan debt: Accelerate loan payoff
When you add optional Acceleration to your custom debit schedule, you can pay off your loan faster and pay less in interest.¹
¹Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
Getting started is easy
No long term commitment. No strings attached.
Enroll
Takes ~5 Minutes
(have info ready)
Add Loans
Mortgage, Auto, Student,
or Personal Loans ok!
Link Bank Account
Connection Secured
by Plaid
Set Schedule
Sync to Payday or
Other Schedule
Check Google or BBB for feedback²
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Disclosures
¹ This is a limited time offer. After This offer has no cash value. Offer is subject to change with notice.
² Testimonials are individual experiences and results vary.
♦ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
