You Don't Need a Loan You Need a Smart Game Plan
Join the 3M+ users who have used MyEarnUp to dig out of debt, minimize interest fees, and automate smarter budgeting!
Enroll Today to Get Your Special Trial Offer!
Enroll today, and we will waive the $15 Monthly Fee for your first 3 months! Thereafter, you pay just $15 per month.¹ No matter how many loans you add – auto, mortgage, student loans, and more – your monthly fee stays the same!
¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change with notice.
Savings Calculator
Use this calculator to estimate interest savings and loan payoff acceleration when using a bi-weekly schedule. Your actual savings will differ.
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.*
Claim Your Special Offer!
Please complete the form below to claim your special offer and start your MyEarnUp journey! Enroll today, and we will waive the $15 Monthly Fee for your first 3 months! Thereafter, you pay just $15 per month.¹
¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change with notice.
The basics
- Sign-Up & add as many loans as you like – including, student, auto, personal, mortgage, & even credit cards! It doesn’t matter if they are from different lenders.
- Select your custom payoff plan. We offer several flexible payoff options that break your monthly payments to more manageable withdrawals, including weekly, bi-weekly, and more.
- Sit back and let MyEarnUp do the work. Throughout the month, we withdraw portions of your total payment(s). Then, on the due date we make the entire payment on your behalf.*
DIY budgeting apps can't compete
MyEarnUp simplifies your budget, making it easy to manage all your debt from one platform.
Our automated debt payoff tool aligns your repayment to your schedule and budget – without new loan or balances transfers.
Why 13 is a lucky number
When you choose an Acceleration program your debits amount to one additional loan payment each year. Use the extra money to pay toward principal.³
³ In some circumstances, loans may require that outstanding items, such as escrow (for property taxes and insurance), late fees, or past-due payments, must be paid before funds can be applied to principal. These are determined based on the terms of your specific loan and are applied by your loan servicer.
Claim Your Special Offer!
Please complete the form below to claim your special offer and start your MyEarnUp journey! Enroll today, and we will waive the $15 Monthly Fee for your first 3 months! Thereafter, you pay just $15 per month.¹
¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change with notice.
Check Google or BBB for feedback⁴
Disclosures
¹ This is a limited-time offer. This offer has no cash value. Offer is subject to change with notice.
² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
³ In some circumstances, loans may require that outstanding items, such as escrow (for property taxes and insurance), late fees, or past-due payments, must be paid before funds can be applied to principal. These are determined based on the terms of your specific loan and are applied by your loan servicer.
⁴ Testimonials are individual experiences and results vary.
♦ Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.
*Money transmission services provided by EarnUp partner financial institutions. The applicable EarnUp partner financial institution is the only entity authorized to initiate or execute payments and transfers on your behalf. At no time will EarnUp receive, control, or hold your funds.
**NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.
