Paying Off Loans Just Got Easier

MyEarnUp automatically sets aside smaller increments of your loan payments (in 2, 3, 4, or 5 equal portions), and then makes the payment on your behalf by the due date.¹

¹ EarnUp is not a money transmitter and will not receive or hold your funds. Money transmission services are provided by partner financial institutions.

How It Works

  1. Connect your loans and bank account 
  2. Set your payday schedule 
  3. Pay down your debt

One Extra Payment Makes a huge difference

Opt-in to Acceleration to set aside enough money to make an extra loan payment towards your principal every year. Pay down debt faster and save on interest.²

² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

Our customers love us!³

Flexible Payment Towards Your Principal

Increase the amount going towards your principal whenever you want, so you can pay down debt faster and save on interest.²

² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

Loan Repayment Platform on Laptop

Automate Your Loan Payments for $10/mo⁴

  • Don’t miss a loan payment 
  • Get out of debt faster 
  • Pay less in interest

Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.

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Disclosures

¹ EarnUp is not a money transmitter and will not receive or hold your funds. Money transmission services are provided by partner financial institutions.

² Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

³ Testimonials are individual experiences and results vary.

Loan Value must stay the same. Loan must be paid with no default or payment errors on the account. You must notify EarnUp of any changes to your Escrow payment. Price is subject to change without warning.

**NOT A CREDIT REPAIR ORGANIZATION OR CONTRACT. EarnUp is not a credit repair organization, or similarly regulated organization under other applicable law and does not provide any form of credit repair advice or counseling. EarnUp is not a lender or provider of credit cards. EarnUp helps users to manage their debt, minimize interest fees, or automate smarter budgeting.