Nearly 3 million people have used our automation tools to pay debt down faster, save thousands on interest, and improve their financial stability.
Questions? Reach out Mon – Fri 9:00 – 6:00 ET
Thereafter, we’ll discount your Program Fee to just $5.00 per month*
You’ve got financial goals. EarnUp can help you automate the activities to get you to those goals easier and faster.
That can include building emergency savings, paying down high interest rate debt, or accelerating the payoff of student loans, mortgage, personal, or auto loans.
The best part is you can begin to see results fairly quickly
Want to see how much you can save? Use our savings calculator!
You’ve got financial goals. EarnUp can help you automate the activities to get you to those goals easier and faster.
That can include building emergency savings, paying down high interest rate debt, or accelerating the payoff of student loans, mortgage, personal, or auto loans.
The best part is you can begin to see results fairly quickly
Want to see how much you can save? Use our savings calculator!
EarnUp can help throughout every phase of your financial life. In fact, EarnUp customers use our services for an average of 14 years.
Overview of Your EarnUp Program
Learn all about EarnUp and how we help people pay it down and save it up
$1,038
$245,571
27 years 9 month
| Month | Monthly Payment | Principal | Interest | Ending Principal |
|---|---|---|---|---|
| 0 | - | - | - | $100,000 |
| 1 | $1,038 | $38 | $1,000 | $99,962 |
| 2 | $1,038 | $38 | $1,000 | $99,924 |
| 3 | $1,038 | $39 | $999 | $99,886 |
| 4 | $1,038 | $39 | $999 | $99,847 |
| 5 | $1,038 | $39 | $998 | $99,807 |
This analysis is an estimate only. This illustrative example demonstrates payoff timelines assuming balance does not increase. Individual results will vary based on your unique situation.
Your education should move you toward your financial goals, not prevent you from reaching them.
Your education should move you toward your financial goals, not prevent you from reaching them.
During enrollment you'll be asked for the following:
Estimate interest savings and loan payoff acceleration on a bi-weekly schedule. Your actual savings will differ.*
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.**
* EarnUP will waive your monthly $10.00 Program fees for the first 6 months following the first debit. Limited one-time offer for Prosper Wise Participants only. This offer has no cash value and is subject to change or cancellation.
**Interest and loan term reduction are net of EarnUp’s Program fees and are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
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PayItOff is a feature of MyEarnUp that allows you to locate your loans. Please complete the form below to access our student loan tool and receive comprehensive information regarding your student loan account and savings opportunities.
Pay it Forward, Keep it a No Cost Feature!
We rely on voluntary payments from our users to continue offering our loan location service at no cost. After you find your loans, we will contact you with information on how you can make a voluntary payment to pay it forward.
