Coach Resource Center

Helpful information to help you educate participants
on the EarnUp financial wellness platform.

Questions?  Reach out

Mon – Fri 9:00 – 6:00 ET

888.348.1056 

Special Discount for Prosper Wise Participants

We will waive the $15 Monthly Fee for the first six months

Thereafter, we’ll discount our Program Fee to just $5.00 per month*

Credit Cards: Automate a Smart Payoff Strategy

Paying down a high balance credit card is daunting.
 
We’ll help your participants outsmart interest by splitting payments up into 2 or more smaller monthly increments so thier payments exceed the minimum.
 
A Program Concierge will walk participants through the process.
 

Calculate Credit Card Payoff

$
Amount must be between $1 and $999,999
%
0.1 99.9
$
Amount must be between $1 and $999,999
Your monthly payment does not cover the accumulated interest. Input a higher amount
months
Value must be between 1 and 999

Monthly Payment

$1,038

Total Interest

$245,571

Time To Payoff

27 years 9 month

Month Monthly Payment Principal Interest Ending Principal
0 $100,000
1 $1,038 $38 $1,000 $99,962
2 $1,038 $38 $1,000 $99,924
3 $1,038 $39 $999 $99,886
4 $1,038 $39 $999 $99,847
5 $1,038 $39 $998 $99,807

This analysis is an estimate only. This illustrative example demonstrates payoff timelines assuming balance does not increase. Individual results will vary based on your unique situation. 

 

A Simple Way to Reach Financial Goals

Our tools will help automate the smart advice you provide so participants acheive better outcomes more easily.

That can include building emergency savings, paying down high interest rate debt, or accelerating the payoff of student loans, mortgage, personal, or auto loans. 

The best part is participants can begin to see results fairly quickly.

Try a few scenarios using the savings calculator.

Student Loan Debt Tools that Get Participants to Their Goals Faster

Education should move people toward financial goals, not prevent them. 

  • Locate open student loans and servicers
  • Assess eligibility & apply for Federal student loan savings plans
  • Get paydown scenarios & create a personalized payment plan
  • Use EarnUp to put payment plan on autopilot
  • Optional acceleration program fast tracks payoff & saves on interest fees

Programs Information & Overview

EarnUp can participants throughout every phase of their financial life.
In fact, EarnUp customers use our services for an average of 14 years.

Overview 

Learn all about EarnUp and how we help people pay it down and save it up

Unique Features

From flexible scheduling to smaller more managable payments

Credit Cards

Beyond minimum payments: conquer credit card balances

Student Loans

Instantly assess eligibility for Federal Savings Programs

Helpful Communication Tools

EarnUp can participants throughout every phase of their financial life.
In fact, EarnUp customers use our services for an average of 14 years.

Coach Presentation to Participants

Enrollment is similar to setting up autopay with your bank.

Please advise particiapants to be ready with the following info:

  • Bank Information: account & routing numbers for debits
  • Loan Information: most recent statement to confirm loan and loan payment details

Calculate Your Potential Savings

Estimate interest savings and loan payoff acceleration on a bi-weekly schedule. Your actual savings will differ.*

Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.**

* EarnUP will waive your monthly $10.00 Program fees for the  first  6 months following the first debit. Limited  one-time offer for Prosper Wise Participants only. This offer has no cash value and is subject to change or cancellation.

**Interest and loan term reduction are net of EarnUp’s Program fees and are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

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