If you make only the minimum payment, a $10,000 credit card balance could cost you $16,056.59 in interest and take 346 months to pay off.
We’ll help you outsmart interest by splitting payments up into 2 or more smaller monthly increments so your payments exceed the minimum.
A Simple Way to Reach Your Financial Goals
We can help you get to your financial goals easier and faster.
That can include building emergency savings, paying down high interest rate debt, or accelerating the payoff of student loans, mortgage, personal, or auto loans.
The best part is you can begin to see results fairly quickly.
Estimate interest savings and loan payoff acceleration on a bi-weekly schedule. Your actual savings will differ.*
Note: There is no change to interest rates or loan terms. This is not a debt consolidation tool.**
* EarnUP will waive your monthly $10.00 Program fees for the first 6 months following the first debit. Limited one-time offer for Prosper Wise Participants only. This offer has no cash value and is subject to change or cancellation.
**Interest and loan term reduction are net of EarnUp’s Program fees and are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.
PayItOff is a feature of MyEarnUp that allows you to locate your loans. Please complete the form below to access our student loan tool and receive comprehensive information regarding your student loan account and savings opportunities.
Pay it Forward, Keep it a No Cost Feature!
We rely on voluntary payments from our users to continue offering our loan location service at no cost. After you find your loans, we will contact you with information on how you can make a voluntary payment to pay it forward.